| 독신가구의 재정상태 분석 |
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| The Financial Status of Single Households |
| Yon-Hee Kim, Chae, Jung-Sook |
| Dept. of Home Management, Yeungnam University, Dept. of Family Welfare, Daegu University |
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| ABSTRACT |
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This study attemped to analyze the financial stati of single households. The financial stati of single households were analyzed using the income and expense stati, balance sheet status and selected financial ratios as components. The data of 757 single household's from the 1998 Korean Household Panel Study were utilized. The major findings are summarized as follows; 1. Male single households had higher income and expense stati than those of females but lower holdings of other asset with the exception of liquid assets. Single elderly households had the highest holdings of both real assets and debt. 2. Usually single households were retained more short-term than long-term liquid assets. The debt burden ability in using net assets was the lowest of all assets. To accumulate capital those in single household were more likely to have savings than investment assets. |
| Keywords:
독신가구, single household, 재정상태, financial status, 재무비율, financial ratio, 저축, savings, 수입지출상태, income and expense status, 유동자산, Liquid assets, 실물자산, real assets, 투자자산, investment assets |
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