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Journal of the Korean Home Economics Association 2003;41(9):105-120.
가계재무관리의 효율성을 높이기 위한 포트폴리오 구성 및 프로그램 개발: 한미간 비교
이승신,배미경
건국대학교 소비자주거학과
계명대학교 소비자정보학과
Development of Portfolio Computer Program for Efficient Household Financial Program: Comparison between Korea & U.S.A.
Seung-Sin Lee, Bae, Mi-Kyeong, Fan, Jessie
Dept. of Consumer Science and Housing, KonKuk University, Dept. of Consumer Information Science KeiMyung University
University of Utah, U. S. A.
ABSTRACT
This study has conducted to develop the computer program for households portfolio management to enhance their financial well-being. The study has divided into two parts. First, descriptive statistics has used to analyze as a basis of computer program and it includes the comparison of household asset allocations between households in Korea and U. S. A., Second, it shows the components of the portfolio program developed to manage households efficiently. For both two countries, recent four years data has been used and in part two, total sample size of households in Korea is 2155. From the statistical analysis, households in U. S. A. tend to invest more on the stock & bonds as their net-asset is increased. However households in Korea tend to have less financial assets and it might be found the fact that they prefer to own real-estate because of the inflation. In the part of computer program, it is included the average financial asset responding to the demographic variables and households could refer those average amount as a reference planning their asset portfolio.
Keywords: 가계재무관리, household financial management, 가계포트폴리오, household portfolio, 가계자산, household asset
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Development of Computer Software "Compare & Evaluation Program for Household Consumption"  2000 July;38(7)
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