Journal of the Korean Home Economics Association 2001;39(8):121-136.
재무 태도와 재무 의사소통이 재무 만족도에 미치는 영향력
황덕순1, 정운영2
전남대학교 가정관리학과1, 오하이오 주립대학교 박사후 과정2
The Impact of Financial Attitudes and Financial communication On Financial Satisfaction
황덕순1, 정운영2
ABSTRACT
The purpose of this study was to analyze the effects of financial attitudes and financial communication on financial satisfaction. For this study, in 2000, questionnaires developed by the researcher were given to 320 households in Kwangju. resulting in 262 households with usuable data. The data were analyzed by various statistical methods such as frequency, percentile, correlation analysis, t-test, Anova, Multiple Regression analysis. The major findings of this study were as follows; 1) Financial attitudes were significantly different according to age and monthly savings 2) Financial communication was significantly different according to age and financial subjective variables. 3) Financial satisfaction was significantly different according to monthly income, monthly savings, monthly living costs, debt, financial subjective variables and financial communication. The set of socio- economic characteristics variables accounted for 3% of the variance in the financial satisfaction. But the addition of subjective characteristics variables, financial attitude, financial communication resulted in an R2 change of 20, 23, 26%.