The purpose of this study is to develop a household financial management program that helps consumers estimate their present financial status and also enable them to reach their future financial goals. The computer record-keeping bood developed in this study has unique pictures such as 'statistic mode' in the part of planning & budgeting. We use the Family Income and Expenditure Survey produced by the National Statistical Office, Republic of Korea, to derive the predicted average spending patterns of households. Software is developed in Win 95 environmental design, graphical mode at 800x600 and it has 6 different functional parts with producing the spending graphs. We investigate the satisfaction about the software developed to survey 34 households used the program for two months. The results of users responses were quite positive toward the program developed in this study.